AS DECLARED BY THE MEMBER-ELECTED BOARD OF DIRECTORS ON JANUARY 01, 2012
RATES ARE SUBJECT TO CHANGE
APR = ANNUAL PERCENTAGE RATE
APY = ANNUAL PERCENTAGE YIELD
|
TYPE OF ACCOUNT
|
RATE
|
APY
|
|
0.15%
|
0.15%
|
|
|
0.15%
|
0.15%
|
|
|
0.15%
|
0.15%
|
|
|
0.20%
|
0.20%
|
|
|
IRA
|
1.50%
|
1.50%
|
|
0.20%
|
0.20%
|
|
|
0.20%
|
0.20%
|
SAVINGS
(Click the account to see account disclosure for any requirements/minimums)
CERTIFICATES OF DEPOSIT
|
TERM
|
APR
|
APY
|
|
6 MONTHS
|
0.30%
|
0.30%
|
|
12 MONTHS
|
0.50%
|
0.50%
|
|
24 MONTHS
|
0.70%
|
0.70%
|
|
36 MONTHS
|
1.15%
|
1.16%
|
LOANS
|
LOAN TYPE
|
TERM
|
APR
|
|
UP TO 84 MONTHS
|
2.90% - 5.65%
|
|
|
UP TO 72 MONTHS
|
3.40% - 5.50%
|
(2006-2011 100% of retail blue book financed. Collateral must be titled.)
|
LOAN TYPE
|
TERM
|
APR
|
|
SHARED SECURED
|
UP TO 48 MONTHS
|
2.15%
|
|
10.92%
|
||
|
10.92%
|
||
|
DOUBLE WIDE HOME
|
NEW UP TO 20 YEARS
|
9.90%
|
|
DOUBLE WIDE HOME
|
USED UP TO 15 YEARS
|
10.50%
|
|
(Double wide 5 year balloon loan, appraised & down payment required.)
|
||
|
RV'S - CAMPER/TRAILER - BOATS & MOTOR HOMES
|
||
| UP TO $15,000 | UP TO 8 YEARS | |
| $15,001 - $40,000 | UP TO 15 YEARS | |
| $40,001 - $80,000 | UP TO 20 YEARS | |
(Rates determined by year using vehicle rates. 5 year balloon. Down payment required for loans over 5 years. Collateral must be titled.)
| Contact Us | Hours and Location | ||
| Privacy Policy | Patriot Act Information | ||
|
 |
Copyright 2008 - 2011
NCSECU All rights reserved |
|